Making a Road Traffic Accident Claim

!±8± Making a Road Traffic Accident Claim

If you were present during a road traffic accident, then you are in a position whereby you can make a claim. This is the case irrespective of whether you are a driver, a passenger, or a pedestrian. Should this be the case, then it is important to get in touch with a solicitor that specialises in litigation, and road traffic incidents. All sorts of injuries are involved in road traffic accidents, such as whiplash, breakages, fractured skulls and even worse - death.

In the beginning, taking as an example, a scenario whereby a person gets hit by a car that drives off, the victim would initially have to consult the Motor Insurance Bureau. (MIB) it is this company that will give you something called an untraced driver claim. MIB also have a compensation programme, that is designed to benefit those that have suffered at the hands of uninsured drivers. If a driver is uninsured then an uninsured driver claim will need filing.

If you have extensive car insurance that provides you with cover for legal insurance, then you will be covered for having a solicitor made available to you, in the event of having to make a claim. Having legal insurance added to your car insurance can cost anything up to £100.00, but can really be worth it in the event of an incident occurring. It is not a case of disaster if you do not have this cover though, as solicitors will represent you on a no win no fee basis. Do not get too sucked in by no win no fee model though, and be sure to check what percentage you will be charged, in the event of winning a case. Generally a firm will not take on a case if they feel that there is not a really good chance of winning.

In the event of a traffic accident, it is of the utmost importance that you receive medical attention as soon as possible. If your injuries are not documented then the chances of a successful case are drastically reduced. In Britain this is the main reason for people losing out on motoring related claims, so take heed. Medical documentation is the most important thing to have in this type of case. Medical documents serve to elucidate the level of injuries that a victim received, as well as providing proof of an accident actually taking place. It is generally a case of ambulances turning up at the scene of an accident, so a victim can go straight to the hospital, with no excuses not to do so.

In the past half of a decade, there has been a great rise in the number of personal injury claims being made in relation to road traffic incidents. It is widely believed that this increase in claims is the main culprit for insurance premiums increasing. This is just conjecture though, as the average amount of monies paid out in relation to injuries is nowhere near the amount that an accident costs, in relation to paying for cars to be repaired or replaced.

It is the law that all vehicles that are used on the roads, have to have insurance. if a person wants to make a claim, then this is based on the premise that they can prove being in a vehicle that was in an accident. Also, it has to be the fault of another driver. A personal injury can be made if the other driver was not insured, or if they fled from the scene of an incident.